Currency trading Contractors Win Customers For Life

One of the best ways that I know of to build a successful contracting business is to keep your customers coming back to you again and again. So many times we just try to get a job and don't really concentrate on getting and keeping a customer. However, if we want to build a business that doesn't rely on heavily investing in marketing to keep it going at the same or greater volume, then we have to get our current customers to buy from us again. Doing this can be one of the most effective forms of marketing we can do. Getting our customers to hire us again and not go to another contractor is not that difficult. Many of my customers do not even get a second estimate for jobs that they need done
There are several things that you can do to make sure that your customers come back to you again and again. The first thing you need to do is to show up when you say you will. This also means that you need to respond to your customers when you said you would. If you tell them that you will get your estimate to them within a week, then do it. I just heard from a customer this week that he tried to get a heating contractor to give him an estimate and one contractor took about a month and the other one never did get back with him. I will tell you that he is not likely to ever do business with them. Another job we are doing, I was actually the high bid on, but he told me he wanted me to do the job because I communicated with him when I said I would.
The second thing you can do to make sure that your customers do business with you again is to do an excellent job. This should be self explanatory, but it seems to be overlooked much of the time. I've seen so many contractors that try to do an O. K. job. I have guys that work for me that try to get by with an O. K. job. They think that if they just do it good enough, that will be all that is necessary. The truth is that if we just do a job good enough, the customer may not complain, but if they need another job done, we will not have any advantage over any other contractor that they may get to bid on the job. We also will not get a lot of referrals from a job that is just good enough.
The third thing that you need to do to get customers to come back to you over and over again, is to keep in touch with your customers on a regular basis. You see, after you have been on time and done an excellent job for your customer, they will still forget you after a few months. It is important to have a good way to stay foremost in your customers mind every month. I've heard that every month you are not in touch with your customer, you lose 10% of them.
If you excel in these three things, your business will be a very stable business. You will be surprised at how much work your customers will have for you to do. They will also be referring you to their friends. The other big advantage is that when the economy turns bad, you will not have to lower your rates to have work and you will make more money.

Building a Business With Little

Building an Internet Business with Little or No Money has almost become a spot these days. Quite often I'll chat with new Internet marketers on forums and listen to them talk about building a business that will net them the big bucks. The problem is that most of these new marketers have no idea on where to start.
Another issues that most deal with is money, they either have very little to invest or are not willing to spend what savings they have to get started. It is nearly impossible to truly start an Internet business without spending some money on the basics.
Things like web hosting, domain names and Autoresponders are an absolute must if you are serious about building a business. There are some tools that you can get for free to start, but at some point you have to purchase some of these tools.
So how do you build an Internet business starting with $0?
The first and most important place to start is by assessing your skills. What skills are in your current arsenal?
There are skills that you have developed in your daily life, for example you may be bi-lingual or multi-lingual. Maybe skills that you use in your job, or knowledge on a specific niche or from your hobbies, like skiing or hunting.
It is important to make a list of the skills or knowledge that you have and might be in demand elsewhere. For example, you love to bowl and participate on several different leagues. You may build your Internet business upon this: writing about bowling, teaching people how to do it, etc. The great thing is do not need to spend money to acquire this knowledge: you already have it.
This is one of the easiest and quickest ways to get your Internet business started if you have no money.
Depending on your level of knowledge, you may be able to offer training to students on a specific subject. This can be done thru webinars, mini eBooks and other techniques easily offered on the Internet.
Another popular technique is to sell products that other people have produced. This is a very easy way of getting started and the only immediate investment is your time. There are numerous websites that provide you with the ability to market products from other people and manufacturers.
The most important thing is to pick something that you get excited about. The important thing to make sure it is a subject that will keep your interest for the long haul.
It is possible to build an Internet Business with Little or No Money, but it will require a commitment of time and effort to make it a reality.

I have worked with companies in all industries, community development and city governments. I have had the pleasure of working with CEO's, CFO's, Sales Executives and every other level of employee throughout my career.
I found that helping others accomplish their goals is inspirational and that it is the most rewarding part of my career development.
I currently own a successful Internet based network marketing business.

Advantages of Dispatch Trading Labels

Dispatch labels are great for warehouses and anywhere where items will be sent from one place to another. Many companies have made the mistake of relying on verbal information from destination to destination. This obviously has many disadvantages. People don't often hear what was said correctly. If they do, many times vital information is forgotten.
In the past, every item had a piece of paper that was written on as it went from destination to destination. The problem with this is that handwriting can be very hard to read. People can misinterpret information, or information can still be left out because people don't want to write.
Barcode dispatch labels are a great way to keep track of items in a warehouse or anywhere in transit. The barcode can be scanned and then any information entered into a computer. The next person who scans the barcode can bring up any previous information that has been entered on an item or a pallet shipment of goods. This may be more expensive to some, but it can also save money through cutting down on costly errors that have occurred while using the other systems.
They allow people to get information in real time. This includes many of the shipping companies. Customers and employees can track pallets, and shipments in real time based on the last scan. Buying these labels is now easier than ever. Many companies online offer this labels. You can get exactly what you need. If you really want to get technical, you can buy your own printer. This could save time for a business or company.
Many companies still look at the disadvantages of these. These include companies having to invest more, the employee or pallet trucks must hold a hand held scanner, and there is the expense of the printer ink, print time, and paper expense. Although this is true, people need to look at the errors that are being made up for. Poor communication is one of the number one reasons that companies lose money. Dispatch labels can speed up productivity and overall accuracy. The mistakes that are normally made would fill in the cost of what their equipment costs. It can be cheaper to print right at your own company.
Many companies do realise that these labels are great for large volumes as confusion is reduced, labels are discrete and employee productivity does go up. This is all the reason in the world to make sure that a company is using them for any goods that are being shipped around a warehouse or from one outside place to another.
If you own a company or business, you really should consider what they could do for you. Maybe you will find that the method is not what you are used to, but once it has been implemented for a while, you will be glad you made the switch. Dispatch labels make things a lot easier. Accuracy is very important when it comes to making the highest profit and customer satisfaction rates possible.

Contractors Business Mistakes

There are actually many things that I see contractors do that hurt their business. When times were great and there were more jobs to do than most contractors could handle, a contractor could still keep food on their table even if they did some things that hurt their business. That is no longer the case and that will not be the case in the future. This economy will get stronger but it will not be the same as it was. Things won't go back the way they were. The days of running a successful but sloppy business are over. Customers will expect more from now on. If we don't give it to them, then someone else will.
The first business busting mistake that I see contractors make is that they don't show up on time. Sometimes they don't show up at all or they don't get back with the customer after the initial contact. I've heard it from many customers. They called a contractor to give them an estimate and the contractor either didn't show up or he came to look at the job and then didn't get back with the customer after he looked at the job. I also have seen many times when a contractor will show up late for an appointment and are surprised that there is a problem. If you are going to be late, it is only common courtesy to call the customer and let them know. People really do judge a book by it's cover and how punctual we are when we are scheduled to meet with a customer often determines what the customer thinks about our character and dependability. So, if we are to run a successful business, we need to make sure that we do what we say when we say we are going to do it.
The second mistake I see many contractors do is to do less than an excellent job. Many times employees will do a so-so job, because it was difficult to do it right. If we as contractors let them get by with this, it will hurt our business and our incomes. As I tell my employees, "People don't hire us to do a half right job and then make excuses for it, they hire us to do the job right. If we don't do it, they will find someone who will." We are ultimately responsible to have the job done with excellent standards. If we always do an excellent job, people will refer us to their friends and call us back for more work. If we do an all right job, we may not have to do it over, but we will not get the referral and repeat business that we need. It really doesn't take much more effort to do an excellent job.
The third mistake that I see contractors make is that they won't cheerfully go back and take care of their mistakes. No one does perfect work all of the time, but if we correct our mistakes, it will go a long way toward building lasting relationships with our customers. I remember one job that we did and the siding was spaced differently than the customer wanted. We went back and redid it with no questions asked. Later, that customer sent us more work. He told me that the reason he was not afraid to send me more work, was because we corrected his job with no arguing. It may cost us a little time and money to correct our mistakes, but it can pay off big dividends in future work.
As I mentioned, these are not the only mistakes I see contractors make, but if we correct these three mistakes, it will go a long way to making our business stronger and more profitable. In tough times we have to do whatever it takes to win customers and get referral business.

BPO Companies For Competent Professional Business Solutions

BPO Companies or tele-solution providers are named so because they try to resolve the issues of customers on telephones.
Now days, BPO Companies not only provide customer-support, but also many different solutions to the Companies. BPO Companies are one of the most versatile solution providers. They are engaged in various inbound and outbound activities to fund Companies with relevant solutions and activities.
BPO Companies India is famous all across the world. They are not only support-cell but also solution providers to their clients. There are two main advantages attached in availing services from them. First, that they increase the efficiency of the work assigned to them and second that they reduce the cost, effectively.
Web based services, transaction processing, inbound and outbound activities, mortgage loan processing, insurance and medical services, travel queries and bookings, etc are some activities provided by Companies to clients.
Companies need high precision, expertise, intelligence and supporting and relevant infrastructure to make them succeed in the Global scenario. It is quite imperative that latest advanced technology is essential for effective servicing.
BPO Companies are one of the major supports in customer-related services. Product back-up is provided with extreme precision and at lowest possible cost, to all types of customers. Many big and small Companies are realizing the importance of customer-retention. They take special care to allot customer support activities to reputed BPO Company India. This saves them from extra cost, extra time and extra resources.
Good quality BPOs are always thriving for best customer support. This is achieved through focusing on client's business needs, and our strengths to support desired activities. Time to time technology upgrades are important solution providers for a business process outsourcing firm.
Today executives in Companies spend 3/4th of their time in time managing details and only 1/4th of the time goes in defining strategies and implementing them successfully. When the process is outsourced, then this ratio takes an about-turn and executives have leverage to devote maximum time on their core business.
BPO Companies India gives time to explore new revenue streams, accelerate projects, and give quality time to focus on customers. They can reengineer their processes and get hold of new perspectives.

Using Customer Data As a Competitive Advantage

Collecting customer data has become a standard activity in today's world of specialized business integration systems and ultra competitive markets because it allows a business to study the habits of its customers and act in a way that will align the company's products with the consumer's spending actions actions. Finding out as much information as possible about your customer can give a business a drastic competitive advantage over competing businesses by helping it understand what the customer needs and wants. If the business understands the way its customer thinks and acts, it will be in a better position to effectively market the products to the customer in a way that will engage and interest them. Although each business cannot monitor each customer, collecting data about the customers is a profound way that businesses are able to study their customers' actions. Compiling and analyzing customer data can help businesses by giving them a better understanding of the customer's spending habits habits and buying tendencies in order to more accurately position their products and services in ways that will appeal to the consumer.
Data mining is one of the most popular and powerful ways that a business can gain and collect information about its clients or customers. Companies use data mining techniques to compile personal information about consumers and to understand their spending habits. Data mining can be used for various competitive reasons such as estimating the market size for a product, predicting customer response rates, and classifying customers into segments. The practice of data mining has become extremely popular among businesses in the highly competitive world of online advertising and sales. Data mining is just one step in the specialized process of collecting consumer data and using it for a competitive advantage in the marketplace.
Once a business has compiled a large collection of data about its consumers, the information is worthless until the company analyzes the information and gains insight about patterns and trends that exist among consumers. The company must recognize facts, make decisions, and draw conclusions according to their customers spending activity. This process of analyzing the personal information and the habits of customers is known as business analytics. Once a business understands the ways that customers like to spend money and the likely tendencies of the consumers, the business should have a better understanding of how to successfully market and sell their products to the customers. Analyzing data will give a business ideas about its customers buying behavior, including which products they like and which brands they usually buy. Also, understanding the customers' gender, age, and occupation can help businesses create better marketing campaigns to successfully reach them. One example of how businesses use data storage as a competitive advantage is by discovering the target audience's income so that the business can price the product accordingly in order to make sure that it is feasible for the customer to buy the product.
The data is used to classify customers into specific groups which can be easily targeted and reached through specialized advertising campaigns. The most important step in the process of using customer data as a competitive advantage in business is the actual implementation of campaigns and actions that are tailored directly to the target audience in ways that they will enjoy and find reason to respond. This extremely difficult task of successfully advertising to specific groups can be made easier with all of the information gained through data storage and analysis. As previously mentioned, the process and practice of using customer data will help a business create more effective marketing campaigns that will translate into better response rates, more sales, and higher customer satisfaction.
Collecting, storing, and analyzing customer data can absolutely give a business a competitive advantage by helping the business better understand the what customers want. Understanding the customer puts the business in a better position to use marketing practices to successfully reach them. Knowing a client's purchase history, service history, and account history can give a business a better idea of how to please the customer and guarantee that they will return to purchase more products or services. Also, accessing how profitable each client has been in the past can give the business a better idea of where time and efforts should be focused to maximize profits. Using customer data through processes such as data mining, democratization of information, and analytics is a powerful tool that businesses can use to create a huge advantage by helping the business relate to the customer better than the competition can relate the customer.

What Sacrifices Will Your Customers Make

A popular but life-threatened professor needed a kidney and found many volunteer donors among his students.
He received no fewer than 25 offers, setting a record at the facility that coordinates such matters, and happily, his surgery was a success.
Students are the customers of colleges and universities.
Their willingness to put their lives at risk for their professor takes the idea of customer satisfaction to a much higher level. The question emerges:
"What are your customers willing to do for YOU?"
Likewise, there is yet another test of customer satisfaction and loyalty that emerges from how your customers behave. Specifically, to what extent do they cooperate with and make sacrifices for each other?
I heard a story at a recent conference told by an MBA graduate from a prestigious Ivy League university. The ultra-competitive program he was in had a policy that ranked all students semester by semester.
Those in the highest quartile didn't have to take the final exam in their last year, as I understand it. They were permitted to flunk it and they'd still achieve their MBA degree.
However, if those in the lowest quartile going into the final failed, they were denied their degrees, making their entire investment go down the drain, along with their pride and reputations.
The gentleman that told me this shared what one of his professors said at the final.
If any student in the first quartile would "volunteer" to fail his or her exam, this would enable the teacher to pass one peer that would otherwise be booted out.
This was based on "curve" grading scheme that allows only a certain number of A's, B's, and so forth.
"Any volunteers?" the professor asked.
Apparently, as many as twenty or more students could have marched forth, but only two trekked to the head of the class, blue books in hand: the gent that regaled me with this tale, and one other.
The storyteller disclosed that he hated his time in that MBA program, having found the place alienating, while his undergraduate studies were much more satisfying. But he felt a tie with his peers that the brutish pressure of the place couldn't quash.
The fact that so few came forth, where it would have cost them nothing yet have spared so many such disgrace, speaks very poorly for the institution.
In our current era of robust social networking, establishing peer-to-peer conversations that are unprecedented, will customers strive to do more for each other, despite institutional disincentives to the contrary?
We'll see.
"User groups" have become powerful networks in technology situations, and open-sourcing is changing the way electronic applications are being developed and distributed.
Companies that are cutting back on customer services in this severe economic environment, oddly under the banner of CRM--Customer Relationship Management--may be supplanted and upended by customers that are willing to sacrifice for each other.
They came together because of you, but they might choose to stay together without you.
It's like threads in online conversations that veer off into topics the original poster could never could have anticipated.
Thank you for bringing us together. But we don't need you anymore.
This apparent split in customer satisfaction already happens in academia, where on instructor evaluations students assign higher ratings to "the class" than to "the professor."
That seems a logical impossibility, but it happens far too often to be a mistake.

Customer Service Training

Little did you know, here comes a customer that wants you to jump through their hoops. They are cantankerous. You ask them to lower their voice and that whatever the problem is, you are sure you can both come to a resolution
Well, here is the firing line and you need to be ready, willing, and able to flip your internal armour switch on immediately! I came up with this mantra as a guide for you to balance your thinking when irrational or emotional thinking tries to take over.
CAN I HELP U: It is a simple, yet highly effective tool for obtaining the correct mindset for dealing with these issues. Continue practicing this until it becomes an instant reaction during stressful times.
C=calmness in your head will be noticed by your customer, and employees
A=ask to clarify. Be sure you fully understand the problem/issue your customer is having
N=name usage keeps it on a person-to-person level, which is good to be perceived as equal
I=initiate problem solving
H=honor your company policies. Don't apologize for your company rules
E=eliminate the need for your customer to escalate
L=leave your emotions out of it
P=problem solve interactively with your customer. Now is the time to be sure both sides are being heard & understood
U=use this situation to establish a deeper relationship with your customer
Anytime you go beyond the call of duty, you are giving from your heart. That is what people will pick up on. It is also the reason they will be loyal customers, and keep coming back again and again.
My oldest sister taught me something when I started out in customer service. She said "it does not matter if you like the person you are dealing with, because everyone has at least one good quality, and every situation has at least one good lesson or idea you can take away from it". That still holds true for me today.

Hopefully, grumpy, unsatified customers won't be a common occurrence in your life. But if you go into each interaction with a strong sense of accountability, fairness, truth, and understanding, you will be just fine. The customer is not always right, and neither are we. Being prepared in advance will greatly benefit you.

Customer Service, On the Decline

What Happened to Customer Care?
Is this a question that you find yourself asking? It is bad enough when we are in a bricks and mortar shop but at least then we know we can find the shop again, we can protest, we can complain to authorities. But when it comes to online transactions the anxiety level can easily increase as you search for that contact information.
Your Website and Customer Service
If you run an online business, now think about your website. Here are nine questions to ask yourself:
1) Do you have an easy to find contact page?
2) Does your contact page automatically send the customer a reassuring message?
3) Do you display your consumer care policy?
4) Can the customer easily understand your positive attitude to customer service?
5) Do your management, technicians, and other operating personnel know what your customer service policy states?
6) Is it easy to implement your customer support system?
7) Does anyone follow up on support issues?
8) Do you know what your customers think about your consumer service pledge and your support service?
9) Have you ever asked them what they think?
Some fairly straight-forward questions. It is really important to establish what you, your employees and your customers are thinking when it comes to customer service. You may believe that you have a very fair and easy to operate customer support service but if your staff do not know what it is and your customers have never heard of it... is it really a good system?
Customer Care Systems
Selecting an easy to use customer care system system will relieve you and your staff of
a good deal of anxiety. When using an online customer service software, you can all relax knowing
that all consumer care issues are being recorded and followed up automatically by the software.
By making use of a standard software solution, your technicians and other personnel will be able to take advantage of the many useful features. For instance, the current level of unresolved issues can easily be checked at any time. Response to unresolved support requests can be made.
These functions can be carried out from anywhere in the world that has an internet connection. So you can check up on your customer care situation from your home, a hotel room or on your mobile telephone. This method of software deployment offers a great deal of advantages over the older pc hard disk based systems.
Great customer care revolves around how your customers view you and your operation. Perception is everything. So when you demonstrate your ability to solve your clients their problems in a fair and amicable way, they gain confidence in as a high quality supplier.
Your Level Of Customer Service
Whether the general level of customer care on the decline or is improving is a matter of debate. The important question is: Is your customer experience that you provide reflecting a high level of customer care? Benefit from a giving great customer service, it can be set up in just five minutes.

How to Choose the Right -Commercial- Dishwashers- For Your Trading - Business

If you are looking to purchase commercial dishwashers, then there are some important things that you must consider before purchasing any. By taking the time to make sure you consider all the important factors, you will ensure that you are getting the right dishwashers for your business needs. It is imperative to have the right ones or you will end up with other problems that you don't need.
What are the important things to consider before choosing any of the dishwashers? Here are the most important factors to keep in mind when shopping for the right washers for your business.
One: You need to take time to research the different types of dishwashers that are available. Learn what types are available, and then decide what type would be the best for your needs. Some of the different types of dishwashers you can find are:
Under counter
In Sink Glass washers
Door type
Conveyor and flight
Booster heaters
These are the more common types of dishwashers used in businesses. Make sure you learn about the types so you can decide the best type to look for. This will make the search for the right one easier.
Two: In order to be sure you get the right dishwasher, you must figure out how many dishes will be washed in one day. Some of the units are made for only washing certain types of dishes also. It is not a bad idea to split the washing tasks between two washers if that is smart for your particular business.
Plus, the type of washer you get will depend on how many dishes it can wash and how long it will last for your business needs, which should be at least five years. There will be certain times of the year where you will wash more dishes than usual, usually during holidays, so that must be taken into consideration also. Just be sure you choose one that will last and be able to handle all of your dish washing needs.
Three: It is important to make sure you get a dishwasher that is energy efficient. With the cost of energy and water being higher these days, this is very important. You always want to look for the Energy Star to find out what the energy rating is for a particular machine. This will help you get one that will help to save you money while still cleaning your dishes.
These are the most important things to consider and keep in mind when shopping for the right commercial dishwashers. These things will help you make a more informed decision about the right type of dishwasher. Just don't rush your decision because it is imperative to be sure they are exactly what you need. That is the best way to be sure you get the right dishwashers for your particular business needs.

Brighten Up That Cold- Cubicle- Or Work -Station

Getting off on the right foot matters a lot when you are redesigning your office. An all-embracing design will assist you with all aspects of your office redo for optimum space utilization. Apart from this you also need to be sure to strike the correct style, the best furniture and perfect ambiance as well. Office space planning and interior design are the most important aspects you need to concentrate on.
Most of us feel disheartened to work in cubicles that have almost nothing for us to look at apart from plain walls and piles of paper. Now with a bit of interior design, you can transform this same cold cubicle into a magical space. It takes almost no time to switch the working conditions from drab to exciting by simply modifying the work stations. Adding pictures or paintings, placing a plant next to your desk, are small measures that can help make it personal.
However to add more beauty to the room, you need to invest in a good interior designer who can go the extra mile and include a change of your tables and chairs as well. A big part of interior designing today focuses on the furniture and how it is configured. It would be a good idea to explore new ideas in magazines or visit showrooms before you actually choose the style of interior that will suit your style.
Before you start planning, make sure that you are clear about the goals and future plans of your office. Any future expansions should be kept in mind while planning your new layout. You could also enlist the help of specific department employees to help redesign their offices in the way that would help their work. This also adds a personal touch to the entire experience.
In cases where you need a change of furniture, make sure to reconfigure your existing furniture before planning on buying new stuff. Also make sure that your design makes maximum use of the space you have. It is always a challenge to go for something new in place of the traditional way of working in cramped and badly laid out offices. Remember that the biggest factor that you need to consider before finally executing your plan is your budget.
It would be folly to choose a plan that does not fit your budget, so plan every expenditure keeping the funds you have in mind. It is really difficult for the average office manager to come up with a workable plan that takes traffic flow and efficiency into consideration, and then make it beautiful too. This is where the services of highly skilled interior designers can help to make the transformation from boring to energizing.

GPS -Tracking -Promotes -Green -Efforts

Of all of the 'green' efforts to reduce carbon emissions, who would have thought that GPS Tracking would take its place as a major player in this realm? It's true that carbon emissions are reduced by closer monitoring of vehicles as they move from location to location. Here are the ways that this is happening:
Reduced Engine Idling
One of the biggest ways to cut carbon emissions is to reduce or eliminate engine idling. This is especially true for businesses that make deliveries. And school corporations that make use of buses in picking up and delivering of children. Engine idling uses a surprising amount of fuel which can be calculated with close monitoring. The money saved is driven to the bottom line in the form of higher profits. For some businesses this savings represents the difference between staying in business or closing the doors.
Unnecessary Miles Driven
One of the negative offshoots of allowing employees to take company vehicles home with them is the unnecessary and wasteful use of these units that adds to a business's costs. In addition to this, the miles which are driven by those responsible over time increases maintenance frequency which comes directly out of a budget and hampers operations needlessly.
Monitoring Driver Activities
Drivers get distracted - it happens every day. And these distractions lead to accidents. Also, drivers who make deliveries need supervision in making their runs in a timely fashion. GPS Tracking makes this all possible by keeping an eye on driver activities in as real-time of a mode as is possible. One minute increments between updates help accomplish this task.
Lower Expenses
All of the above mean that there are fewer expenses that result from less need for many support people to monitor vehicles. All of the above can be accomplished with a minimal staff and equipment. In fact, one central computer can be used to perform all monitoring and reporting of daily activity.
Going green is easier than ever with the help of technological marvels such as GPS Tracking systems. Never before has close monitoring provided fewer emissions while promoting an eco-friendly environment. Spewing out carbon is cut drastically while costs are reduced. It truly is a win-win for all who take advantage of GPS Tracking's benefits. Once you place them into your business, you'll wonder what took you so long to add them in the first place.

Why Are- Proposals- Required in Businesses Trading

A proposal is a document that contains offer on behalf of the company to the prospective customers. The proposals play a crucial and vital role in presenting a corporation to its customers. It is sent to both the potential as well as existing customers with an aim to carry business with them. In other words, a proposal carries commercial messages of motivating customers to purchase the offered products and services.
It is also instrumental in building a company's everlasting and favorable brand image in the minds of the customers. A marketer should concentrate on professional and comprehensive presentation of company in a proposal. This portrays a company's image as authentic, credible and reliable. It is advantageous in persuading the customers to purchase the products and become regular customers.
Importance of Proposal in businesses:
A business proposal is instrumental in establishing the brand image of an organization in a market. It is a strategy adopted by the marketers in the recent years to promote their organizations among the customers. They carry the essence of the business of an organization. Through a proposal a businessperson can introduce his business effectively and efficiently. A proposal is useful in enabling a marketer to convey his organization's message. You are able to present the industry message in an appealing and convincing manner to a customer. You can guide a customer of the way to solve his problem by using your products. One can elucidate the advantages that a customer can derive with the company's products. It is a distinctive way to promote yourself and your organization.
With its use you can leave a favorable and impressionistic image of your company in the minds of customers. It is a means of convincing the clients about your company and motivating them to depend on your products permanently. This is a method to build customer loyalty for an organization. You can use images and graphics to make the business proposal attractive and professional in appearance. Good presentation of a proposal faithfully reflects the nature of business. It plays a critical role in portraying the vision and mission of an organization.

Wealth- Management

If you've made the decision to work with an advisor, you're going to want to ask them some questions prior to turning over your finances to them. Here's a list of some of the basics-determine what is relevant for your situation, and work with an advisor whose answers and whose methodology seem to fit with your own thinking. The answers listed here are just for some guidance.
Q: Are you registered with a state agency and the SEC?
A: Should be yes...working with an advisor who is properly licensed means that someone is ensuring that the advisor meets continuing education requirements and follows a mandated list of rules.
Q: What licenses, certificates and registrations do you have?
A: Depending upon the answer, you can do a quick internet search to determine the relevancy-for instance, the CFP is a fairly well-recognized credential, "Certified Financial Planner". There are insurance credentials, financial planning credentials, and more. To sell insurance in a particular state the provider must be licensed in that state. Ask about educational credentials, continuing education and how he/she keeps up to date with peers and with the industry. Figure out how tech-savvy the advisor is, if that is important to you (if you do everything online, and the advisor is pen-and-paper, that's not a good match-or vice versa).
Q: What services do you provide?
A: There's no universal right answer here, but make sure the wealth management advisor you're speaking to does work in the area you're looking for-ie, education planning or wealth transfer.
Q: What kind of clients do you serve and how many do you have?
A: The answer here should let you see if you fit within the advisor's target-if you are still in the mode of growing your portfolio, and only have $25,000 to invest-but the advisor tells you he/she works with million dollar clients-you may not be a priority for him. If the advisor has many clients, you many not get the time you need-which may be fine, if you are looking for a limited amount of advice on a single area of focus.
Q: How long have you been in the business?
A: This is a good question to draw out some personal information about your advisor, to see if he/she is the type of person you'd like to work with. If the answer is "1 year", you may be initially frightened away-but if that one year has been with a solid mentor whom your advisor still works with, hand-in-hand, that may be just fine.
Q: What is your philosophy of money management? This question can be followed by:
• What types of investments do you recommend?
• What is your area of expertise?
A: Make sure the philosophy of your advisor matches your own (conservative, for example, if indeed you are). Make sure he or she knows what he or she is talking about when referencing types of investments.
Q: What references can you give?
A: If you've asked for a referral from a friend you trust, this is less important; if the advisor is new to you, there's nothing amiss in asking for a reference.

Work For Yourself to Make Fast Cash

If you are looking for ways to make fast cash you should consider working for yourself. If you are working for somebody else then you are making them money. The best thing you can do is line your pockets with cash instead of lining somebody else's pockets. This is not for everyone as you will need to be self motivated to be able to make sure that you start earning money.
Working for your self is certainly not as secure as working for somebody else. However the rewards are not as good as when you work for yourself. So you must compromise, and take the good with the bad. Making money is not always easy, and you may need to take some risks. However you can reduce your risk by working smart.
For example if you are thinking of working for your self then find something that you can do part time. Maintain your day job, and work on your hobby or your own small business in your own time. Then once things get busy you can reduce your hours for your full-time job and spend time on the hobby or small business that you prefer. This allows you to reduce the risk of not having any money. Your full-time job will allow you to still bring in income while you investigate how to work by a self and for your self.
Certainly working for your self is the ideal way to make money, as you determine how much money you make and how much effort you put in. You can really get good rewards if you work for your self instead of a boss, however there are certainly risks that you need to consider. For example, if you get sick you will not get any salary. If you go on holidays, you will not get any salary.
These are just a couple of the things that are benefits of having a full-time job. Work out what is best for you and your situation.

Get -Rich- Quick -Schemes Do Not Work

Everywhere you look there seems to be someone offering a way to get rich quick. Whether it is the mega super jackpot prize draw in lotto or the next new work from home business system they promise is that you can live the life of your dreams with no effort on your part.
How many people do you know that have become instant millionaires? I am willing to bet your answer will be none. If you read the papers you will hear of people winning the lottery but if you follow up on their story, in most cases you will find they are worse off than ever after a year or two.
One of the reasons people fail to stay rich after winning the lottery or making a lucky sale or two in their 'business system' is their attitude to wealth. Money is their goal and once they have 'money', they stop working.
The wealthy people who remain wealthy never stop working. The difference is they enjoy their work because they are creating value- not just making money. They enjoy contributing and building value to the world. Their work is their life, not just a means of making money.
If you intend to get rich, you need to change the way you think about money. Money itself is not important. What you want to create is wealth. Wealth is created by supplying value. Value is something that meets a need. The most basic needs are survival, safety, security, love, affection and expression.
If you can create value by meeting one or more needs then you will be wealthy. One of the side effects of wealth is money. So forget the get rich schemes and create value for people and the money will look after itself.

Crude -Oil -Trading Analysis/Setup

Crude Oil Weekly Trading Signal – Explained

The weekly oil trading chart shows a long 7 month sell off without any bounces on the way down and volume has increased as the price continues is slide lower indicating that there is more and more interest from traders and investors. Prices have now put in a small bounce and will be testing our downward trend line if the price of oil continues to rally this week. Also the MACD (momentum) is about to cross to the upside which is very bullish. If oil prices breakout above our down trend line and the MACD crosses over to the upside then we will have a buy signal in oil on the weekly chart.

Crude Oil Weekly Trading Strategy Chart

Crude Oil Daily Trading Chart – Explained

Crude Oil’s daily chart is very bullish looking as Well. The price has broken is downward trend line and has pulled back to a support level over the past 2 weeks. Fridays big bounce gave us a buy signal for USO because everything for my oil trading strategy was in favor (MACD cross, Stochastic, Trend line Break, volume). The only issue was that risk was over 3%, currently at 9% I will wait for a better entry point on a correction which will also confirm the new trend.

Crude Oil Daily Trading Signals Chart

Crude Oil Trading Conclusion:

Crude oil as you can see looks to be a picture perfect setup as momentum in the price is slowly shifting direction. While many traders went long on Fridays buy signal I am waiting for risk to decrease before I put my money to work. I don’t mind buying things at a higher price if the overall risk is lower and the reversal looks strong.

Oil and Gas: An Investment Always in Demand

Global Demand for Oil

With the global demand for oil continuing to grow, have you considered investing in oil and gas with a self directed IRA? It could be an ideal way to grow and produce yields for your retirement with a producing Well. It’s no wonder global demand for oil continues to rise, year after year. And amidst this incessant thirst for more, the leading producers around the world are watching their production levels steadily decline. As this occurs, the basic economic forces of supply and demand take charge. This fundamental economic principal has been the principal influence over prices throughout history and remains the driving force behind rising oil prices of late.

Increasing Demand

The United States is the third largest oil producer in the world. But we’re the single largest consumer, producing 8% of the world’s oil and consuming 25%. The United States consumes much more oil than we produce – a trend that is expected to continue well into the foreseeable future. As our demand continues to rise while our production simultaneously continues to decline, the ever-widening gap creates an inexhaustible rise in our dependence on foreign oil imports. And the United States’ crucial dependency on foreign oil imports makes us very vulnerable. Unfortunately, there are but two viable means of reducing our dependency on foreign imports. The first is to reduce our oil consumption. So far, this one shows very little promise. The second is to increase domestic production. This one does have potential.

Tax Incentives

In an effort to stimulate domestic Natural Gas and oil production financed by private sources, Congress provided tax incentives in the 1990 Tax Act that significantly enhance the economics of investing in oil and gas. But these incentives are not "loop holes." They were placed in the Tax Code by Congress to make participation in oil and gas ventures one of the best tax-advantaged investments available. Of course, the primary reason to invest in oil and gas drilling ventures isn’t for the tax benefits. It’s for the profit potential.

Profitable Ventures with Your Self Directed IRA

The ability to extract oil and gas from the ground at a fraction of today’s market prices can make drilling ventures very profitable. And that can have a substantial impact on a portfolio’s overall performance – especially self directed IRAs.

Many investors are surprised to discover they can invest in oil and gas drilling projects through their IRAs. And Equity Trust Company makes it easy through self directed IRA investing. A number of our partners have begun to allocate a portion of IRAs toward drilling projects with notable results.

After all, in today’s environment of plummeting stock prices and failing financial institutions, generating solid portfolio returns can be extremely challenging. It seems like bad news looms around every corner. But drilling profits are not affected by interest rates or stock prices. The kind of bad news that tends to drive stock prices down tends to drive oil and gas prices higher. It can be an ideal hedge against inflation and tragedy, as well as a primary source of income and profits. And the revenue from a good well can pay for many, many years. This can make it an ideal investment for IRAs.

Technical -Trading- Charts for Silver, Gold, Oil & the Broad Market

Silver Weekly Outlook & Technical Analysis
Silver is a super charged gold investment in my opinion. It moves much more freely than gold because so few investors actually trade/own it. When general investors are looking for a safe haven they buy gold. Active traders and seasoned investors like to buy silver because it can post massive returns while gold is bogged down with tens of thousands of sellers.
I find silver moves in a more emotional pattern (panic buying and panic selling), and with that comes volatility for sharp parabolic spikes and fast sell offs.
This chart below is the weekly chart showing a clean bull flag breakout. Using technical analysis we can calculate a measured move which is about the $19.50 level. This is done by measuring the rally from the bottom in October to the top in February. If you calculate this move again from the high then you arrive at the $19.50 -$20 level.
If we see this price action over the following weeks, then we will be cautious for a double top pattern. Tightening our stops will allow us to lock in more profit which is what I like to do when trading extended moves or if I think we will get a double top.

Gold Weekly Outlook & Technical Analysis
Gold is doing much the same as silver. The only real difference is that gold has already tested the high twice forming a potential double top. If gold prices hold up this week then I expect we will see new money move into gold with this bullish chart.
Gold had a $300 rally from the bottom in November, and if we see prices break out above the $1000 level, then the measured move for gold is $1300. Again this is calculated from the trading range (low in November to the high in February).
Gold GLD Trading Fund – Technical Analysis Trading






Crude Oil Weekly Outlook & Technical Analysis
Crude oil trading is a very hot topic and this weekly chart shows the beginning of a potentially massive rally which could send energy stocks through the roof again.
Oil formed a cup & handle pattern and broke out this week signaling a buy point for many traders. The upside measured move for this is the $75 area, but it could push even higher to the $90 level because the cup & handle pattern is one of the most powerful long term patterns. Oil has such a big following not to mention it’s extremely over sold after that crazy sell off the past 6 months, we should see money move into oil.

Broad Equities Market Weekly Outlook & Technical Analysis
I was playing with some charts today and stumbled across this interesting chart. I found that in a bear market when the QQQQ (tech stocks) are out performing the IWM (small caps) by 10+% the bear market rally rolls over and starts another leg down.
I thought the NASDAQ out performing everything else was unique this year, but when I looked back and noticed this happens near the top of every bear market rally it got me thinking.
After looking at the recent bear market I reviewed the last bull market from 2003. I noticed that the IWM (small caps) out perform tech in the same way during the bull markets. So when small cap stocks were 10+% above tech, the market would roll over and consolidate before rallying to make a new high again. Take a look at the chart below.
Broad Equities Market – Technical Analysis Trading

TheGoldAndOilGuy’s Trading Conclusion:
That being said the broad market in my opinion is way over bought and currently at resistance levels. Money is starting to move into precious metals and other commodities in anticipation of this over bought market.
Gold and silver both sold off a week before the broad market started is rally in March. The extreme over sold condition in equities was obvious to see by professionals locking in profits and buying stocks which are now up huge in the past 2 months. I think this is what we could be seeing now but in reverse.
Money is slowly rotating out of stocks and being put to work in precious metals and commodities. I will continue to update these trading charts every week.

Active -Trader- Breakout- Signals for Oil

The last week in oil was exciting with prices breaking out and starting to run higher.  The cup & handle pattern for oil can be seen best looking at the daily chart. The measured move for the price of oil looks to be around the $75 level and then $85 after that. The cup & handle pattern is one of most powerful bottoming patterns and I expect oil will trade higher for some time.

Weekly Oil Trading – How to Trade Oil (USO, USL) – Price of Oil

Daily Oil Trading

The daily chart shows a clear picture of the cup & handle pattern. During this pattern, we have had two buy signals. I like to wait for low risk entry points when risk is under 3% and currently downside risk for trading oil at this level, is around 8%.

Waiting for low risk entry points with clear exit points is critical for trading commodities. Every one can buy gold, silver and oil but most don’t know when to cut losses, take profits or when to add to a winning position. That is what I focus on when trading these volatile commodities.

Daily Oil Trading – How to Trade Oil (USO, USL) – Price of Oil

TheGoldAndOilGuy’s Trading Conclusion:

The commodities market has been extra volatile the past 9 months making it difficult to have low risk setups. We have been getting several buy signals but not as many setups to actually put money to work because risk has been over 3%.

I think these commodities gold, silver, and oil are poised for a nice move higher. I just want to mention I am not a gold or silver bug always thinking they will rally to ridiculous prices like $8000, which several forecasters are shouting out. I like to follow the price one - two moves at a time then review the current situation.

That being said, with the global economy not looking to hot, it puts gold and silver in a great situation. Countries, and private investors and traders are accumulating precious metals, as protection from falling currencies and will most likely continue doing this for some time, which will continue to push gold and silver higher.

If the broad equities market rolls over, I expect to see gold move higher with money moving into these safe havens. So, I think the odds are good for prices to rise over the next 4-8 weeks.

Oil appears to be in a similar situation. If oil prices continue to climb, I expect it will put a damper on the equities market, which will help push gold and silver higher.

While I would like to see prices move higher for all investment types, it’s important that traders and investors protect themselves from substantial loses. I focus on following price action, volume, momentum, risk management (Low Risk Setups), portfolio allocation and some fundamental data, but in my opinion most fundaments have gone out the window.

Crude -Oil- Trading - Short Term Outlook

Crude Oil Trading - How To Trade

Energy stocks have performed very Well but now look to be extremely over bought with over 90% of energy stocks having a bullish point and figure chart. I expect we will see some type of pullback here which could last 5-20 days depending on the speed of the pause/correction in prices. Looks like energy stocks could easily fall back to the 50% mark on the bullish percent chart.

Energy Bullish Percent Index – Daily Chart

XLE Energy Fund – Active Trading Signals

Crude Oil Analysis

Active Trading Conclusion:

Gold and silver in my opinion should be moving higher because the board market is so over bought and looks like it’s about to have a sharp correction. Money has been slowly moving into gold and silver the past 2 weeks. If the broad market continues to sell off here we could see gold prices rise nicely and retest the $1000 mark.